KMU Finanz AG (St. Gallen)

With prudence and foresight for small and medium-sized enterprises: Financing, accounting and consulting from a single source.

Factoring: We take care of your debtors: you improve your liquidity, protect yourself against losses and relieve yourself of the burden of dunning and collection.

Factoring is when a company sells its accounts receivable to a financing partner company, which pre-finances these receivables before their customers settle them themselves.

For you this means that you can hand over your invoices to us and you will receive the invoice amounts within a short time without your customers having to pay them. You will be charged a percentage fee for this (depending on the amount of the receivable).